University of Phoenix Student Loan Forgiveness Options


University of Phoenix Fraud

University of Phoenix is a for-profit school that has profited on the backs on lower-middle-class citizens looking to get a higher education to provide for their families. University of Phoenix also takes advantage of veterans seeking higher education.

University of Phoenix is NOT accredited and potential employers laugh at these degrees. Students came out of school with crushing debt and a useless degree.

University of Phoenix Class Action Lawsuit 2018–2019

The University of Phoenix(UOP) has been facing many lawsuits in different states like Arkansas, California, Arizona, and many more since 2014. the University of Phoenix has been in violation of the Federal False Claims Act by falsely certifying that it was in compliance with various regulations under the U.S. Higher Education Act.

A former Phoenix employee is accusing the company of submitting false student aid information in order for university of phoenix student loans be approved.

The University of Phoenix is being sued for:

  • 1) Conversion
  • 2) Breach of Contract
  • 3) Interference With Contractual Relations
  • 4) Breach of the Implied Covenant of Good Faith and Fair Dealing
  • 5) Unjust Enrichment

Can Your University of Phoenix Student loan be forgiven?

As the Department of Education attests to its own website, DOE will forgive or cancel student loans under certain circumstances. For example, students are entitled to have their loans forgiven if the school they were attending closes while they were enrolled or shortly thereafter.

Students can also obtain a discharge if they can show they were induced to take out student loans through fraud. And students are also entitled to have their student loans discharged if the school they attended falsely certified that they were eligible to receive a federal student loan.

Unfortunately, the administrative process for obtaining a loan discharge is not easy to navigate. In fact, one might conclude that DOE sets up roadblocks to prevent student borrowers from obtaining the discharges to which they are legally entitled. Price v. U.S. Department of Education, decided last year, illustrates just how difficult it can be to obtain a loan discharge even when a student is clearly qualified for relief.

University of Phoenix Student Loan Refund, Discharged or Forgiveness Who is Eligible?

Under the Borrower’s Defense law, you’re able to discharge student loans that were taken out to attend a school who committed fraud by doing something, or failing to do something, like misrepresenting their services, or violating some other state law related to your loans or related to the education services that they provided you.

When you file your Borrower’s Defense claim, you need to make it very clear that you’re suggesting the Department of Education provide forgiveness benefits for your University of Phoenix loans because they were only taken out in the first place thanks to the school’s illegal activity.

The Credit Pros

If you only took out loans to attend University of Phoenix because you thought their advertised graduation and employment rates were accurate, then you deserve to have your loans discharged. Simple, right?

My student loan servicer did not explain all my options and now i am enrolled in the wrong program

This happens often where instead of your loan servicer help you get the right information and the best repayment program for your situation they put you in something that will not benefit you just to continue to earn fees.

A professional Document Prepartion could help you determine which option is the best for your circumstance.

When you make the right decision you are in control of your financial life.

If you attended a corinthian college you may be able to get a refund and complete student loan forgiveness – Here is a list of some of the For-Profit closed schools.
  • Anthem Career College – multiple locations in Tennessee, closed 2014
  • Anthem College – multiple locations, closed in 2014
  • Anthem Institute – formerly the Chubb Institute; multiple locations, closed 2014
  • Briarcliffe College – Long Island, New York; a subsidiary of Career Education Corporation; closed 2016
  • Brooks College – California, closed in 2008
  • Brooks Institute of Photography – multiple locations, closed in 2016
  • Career Colleges of America – California, closed in 2014
  • Collins College – Phoenix, Arizona area
  • Corinthian Colleges
  • Le Cordon Bleu – multiple locations, subsidiary of Career Education Corporation; closing 2017
  • Crown College – Tacoma, Washington; lost accreditation in 2007 and closed
  • Dade Medical College
  • [Decker College] – 2002
  • Drake College of Business – New Jersey; closed 2015
  • Eagle Gate College – Utah; closed 2015
  • Everest College – multiple locations, a subsidiary of Corinthian Colleges, closed 2015
  • Everest Institute – multiple locations, a subsidiary of Corinthian Colleges, closed 2015
  • FastTrain College – Florida, closed in 2014 after FBI raid
  • Gibbs College – multiple locations; closed 2009
  • Harrington College of Design – a subsidiary of Career Education Corporation; closed 2016
  • Heald College – multiple locations, a subsidiary of Corinthian Colleges; closed 2015
  • ITT Technical Institute – all locations (closed September 6, 2016)
  • Kee Business College – multiple locations in Virginia, subsidiary of Corinthian Colleges, Inc.
  • Lighthouse College – closed 2015
  • Metro Business College – closed 2015
  • Miami-Jacobs Career College – closed 2016
  • Omega Institute – closed in 2014
  • Oregon Polytechnic Institute – closed 6/28/1996
  • Sanford-Brown College – multiple locations; subsidiary of Career Education Corporation; not to be confused with either Stanford University or Samford University;closed 2016
  • Tahlia Business Institute – Northern Alaska; closed 2016
  • Trump University – New York City, New York; closed 2010
  • University of Southernmost Florida – closed 2015
  • Victory University – Memphis, Tennessee; closed in 2014
  • Westwood College – multiple locations; closed 2016
  • Wright Career College – multiple locations; closed 2016
  • Yorktowne Business Institute – York, Pennsylvania; closed 2015

Closed School Discharge

If you attended a Corinthian school (Everest, WyoTech, or Heald and more) that closed while you were attending or soon after you withdrew, you may be eligible for a closed school discharge. A student who qualifies for a closed school discharge can receive a 100% discharge of the federal Direct Loans, Federal Family Education Loan (FFEL) Program loans, or Federal Perkins Loans they took out to attend the closed school and a reimbursement of amounts they have already paid to the Government.

You have the option of closed school loan discharge as long as:
  • You did not finish your program at a Corinthian school.
  • You did not already transfer your Corinthian credits to another school in a similar program (for instance, if you were taking a criminal justice program and you transferred to another criminal justice program, that would be a transfer to a similar program).
  • You were attending the school when it closed, or withdrew on or after June 20, 2014. A closed school discharge normally only applies to students who withdrew (without completing their program) within 120 days of the school’s closing date, or were attending when the school closed. But for Corinthian students, the Secretary of Education has extended the timeframe to include any Corinthian student who withdrew from one of its closed schools on or after June 20, 2014.


We can help you navigate and understand your loans as well as providing you with professional assistance to file your claim professionally and guarantee the best possible outcome.