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The Ultimate CuraDebt Review: Fact-Check 2022


Debt is a real and serious issue for many Americans. And if you’re one of the millions of people struggling with credit card debt, personal loans, payday loans, tax debt, or medical debt, you know just how frustrating and overwhelming it can be.

If you’re looking for a way to get your debt under control, CuraDebt may be worth considering. But before you sign up for their services, it’s important to make sure you understand what CuraDebt is all about and what they can offer you.

In this review, we’ll take a look at CuraDebt’s services and see how they compare to other debt relief programs out there.

So let’s get started! 

How soon can you be debt free?

CuraDebt is not a scam they are a legitimate company that offers Debt Relief Services. The Company helps individuals reduce and pay off their unsecured debts such as credit cards, medical bills, personal loans, etc. through its settlement program.

CuraDebt has negotiated settlements with over 95% of its clients’ creditors totaling more than $810 million in settlements on behalf of their clients. 

CuraDebt Company Overview


CuraDebt is a debt relief company that has been in business for over 10 years. CuraDebt has a team of experienced negotiators who have helped thousands of people get out of debt.

CuraDebt has an A+ rating with the Better Business Bureau and is accredited by the American Fair Credit Council.

CuraDebt offers a variety of debt relief services, including debt settlement, debt consolidation, and credit counseling.

CuraDebt has a money-back guarantee, and there are no upfront fees or hidden costs. CuraDebt is a reputable company that can help you get out of debt.

How CuraDebt works:

CuraDebt’s process begins with a free consultation. You’ll speak with one of CuraDebt’s experts who will review your financial situation and create a customized plan to help you achieve your goals. CuraDebt’s team will work with your creditors to reduce your interest rates and monthly payments, so you can get out of debt faster.

CuraDebt Debt Relief Time Frame

The estimated time frame for CuraDebt, Debt Relief Program is 24-48 months. However, every individual is different and the process can be shorter or longer than this timeframe. CuraDebt works with each customer to design a timeline that works for their budget and financial goals, so the timeline can be flexible depending on what you need.

CuraDebt may be able to help with:

Credit Card Debt

If you’re struggling to pay your credit card bills, CuraDebt may be able to help. They can negotiate with your creditors to get your interest rates lowered, and they may be able to get your payments reduced as well.

Medical Debt

If you’ve fallen behind on your medical bills, CuraDebt can help you negotiate a payment plan with your creditors. They may also be able to get your interest rates lowered, and they may be able to get your payments reduced as well.

Personal Loans and Payday Loans

CuraDebt offers assistance with personal loans and payday loans as well. If you’re struggling to make your payments, they can work with you to get a lower interest rate or a payment plan that works for you.

Tax Debts

If you have tax debt, CuraDebt may be able to help. They can negotiate with the IRS on your behalf, and they may be able to get your payments reduced or even eliminated.

Private Student Loans

CuraDebt also offers assistance for private student loans. If you’re struggling to make your payments, they can work with you to get a lower interest rate or a payment plan that works for you.

Curadebt PROS & CONS

Curadebt is an organization that helps people who are struggling with their debt.

There are both pros and cons to using their services.

How soon can you be debt free?

Pros Explained:

Only pay when you get results

One of the main pros of Curadebt is that you only pay when you get results. This means that you don’t have to waste money on services if you’re not seeing any progress made on your debt.

Curadebt Free consultation

If you’re interested in Curadebt’s services, they offer a free consultation to help you figure out if their program is a good fit for your needs.

Curadebt helps you negotiate tax debts and unsecured debts

Curadebt is a company that helps you negotiate tax debts and unsecured debts. This can be a great option if you are struggling to pay your debts, as Curadebt can help you reduce the amount you owe.

CuraDebt has excellent user reviews

Curadebt has excellent user reviews, with many people praising the company for its ability to help reduce debt. If you are struggling to pay your debts, Curadebt may be a great option for you.

Curadebt Helps find creditor violations for cash settlements, dismissed debt amounts

CuraDebt has knowledgeable professionals who are aware of how to take advantage of laws such as the Fair Debt Collection Practices Act and the Telecommunications Consumer Protection Act.

Cons Explained:

No mobile app is available

Although Curadebt has many pros, one of the cons is that there is no mobile app available. This can make it difficult to stay up-to-date on your account and debt situation if you’re not able to regularly access a computer.

Not available in every state

One of the cons of Curadebt is that they are not available in every state. You must live in any state except CT, HI, ID, KS, LA, ME, MT, NH, NV, OR, SC, TN, UT, VT, WV, and WY.

No phone support on Sundays

They do not offer phone support on Sundays. This can be difficult if you have any questions or concerns about your account on that day.

Who Qualify for CuraDebt Help

Customers with at least $5,000 in debt and an interest in avoiding upfront costs and living in an eligible state could benefit from CuraDebt.With a modest starting debt amount, CuraDebt may be useful for individuals with smaller debts who have difficulties obtaining approval from other debt relief firms.

Although CuraDebt can provide quality debt relief services, it is unfortunately not available in all states. If you live in one of the 16 excluded states, look for other reputable debt relief companies (National Debt Relief Review) that can help with your financial situation.

If you want a debt relief company with more online accessibility and tools, CuraDebt may not be the best fit.

CuraDebt requires a minimum debt of $5,000 to work with you. You must also live in any state but CT, HI, ID, KS, LA, ME, MT, NH, NV, OR, SC, TN, UT, VT, WV, and WY.

Alternatives to CuraDebt

If CuraDebt doesn’t end up being the right solution for you, take a look at these alternative options instead.

Debt management plan

A debt management plan, or DMP, is a formal agreement between you and your creditors to pay off your debt. Under a DMP, you make one monthly payment to a credit counseling agency, which then distributes the funds among your creditors.

Credit counseling

Credit counseling can help you get back on track financially by providing budgeting and money management advice. A credit counselor will also work with your creditors to create a repayment plan that fits your budget.

Debt consolidation loan

Debt consolidation loans allow you to borrow money to pay off your debt. The loan is then repaid over time, typically with a lower interest rate than what you were paying on your original debts.

DIY debt relief

There are several do-it-yourself debt relief options available, including debt settlement and bankruptcy. It’s important to do your research before choosing a method that’s right for you.


CuraDebt is a legitimate debt relief company that we would recommend to anyone needing help with their debts.

In addition to not requiring any initial fees, their website provides extensive information about their services and associated costs.

They have fantastic user reviews, and they may be able to assist you in settling your bills for 50% or less of what you owe.