If you attended the American Military University and were a victim of deceptive recruitment practices, there is a possibility your loans could be discharged. American Military University loan forgiveness options are available to help manage your student loan debt that you incurred attending the school.
This guide will provide you with information about your options and how to determine your eligibility for receiving student loan forgiveness.
About American Military University
American Military University is a private for-profit college that is part of the American Public University System. The school was founded in 1991, by a retired Marine Corps officer and in 2002, became part of the American Public University System.
- The school was accredited through the Distance Education Accrediting commission until the accreditation was resigned by the school in 2012.
- The school’s headquarters, academic, and administrative offices are located in Charles Town, WV, and are accredited by the Higher Learning Commission.
- The school provides distance education degree and certificate programs in a number of areas including, Business Administration, Criminal Justice, Sports and Health, and other fields.
- Tuition to attend AMU is based on the academic degree, $285 per credit hour for undergraduate, $370 for master’s, and $250 with a military grant.
In this section, you received a brief introduction to American Military University including the degrees offered and the cost of tuition. The next section will talk about any lawsuits that the school is involved in and other news surrounding the school.
American Military University Lawsuit
In 2018, American Military University was under investigation by the Massachusetts Attorney General’s office for allegations of deceptive and predatory recruiting practices. This investigation prompted a change in its accreditation status to “under governmental investigation” until the investigation with the Massachusetts Attorney General’s office was resolved.
- Allegedly, AMU failed to make mandated disclosures about job placement rates, placed excessive phone calls to prospects, and failed to provide information about loan repayment.
- As a result of the investigation, American Military University agreed to a $270,000 settlement with the Massachusetts Attorney General.
- The settlement states that the school violated the Massachusetts for-profit and occupational school regulations by engaging in misleading and unfair practices.
- Four years prior to the investigation the school’s enrollment declined by 34% and as part of the settlement, the school changed its disclosures.
In this section, you learned about the deceptive practices involving the American Military University and the settlement that was agreed upon. In the next section, you will learn about the American Military University loan forgiveness options that are available to you.
American Military University Loan Forgiveness Options
The terms of the settlement that the school agreed to is a form of relief to students that were affected by the predatory practices. There are other forms of student loan debt relief that you may be eligible for if you were not affected by the settlement.
- Borrower’s Defense to Repayment– If you were affected by the deceptive and predatory practices defined in the 2018 settlement you can apply for the Borrower’s Defense to repayment.
- Income-Driven Repayment Plans– Income-driven repayment plans are affordable repayment options based on your income, that will forgive your student loan debt when you complete the terms.
- Public Service Loan Forgiveness– If you were employed by a qualifying organization(including military service) while making 120 on-time payments to a qualified repayment plan, loans may be forgiven.
- Veterans Total and Permanent Disability Discharge– Veterans that have a disability-related to their time in the service may be eligible to have their loans discharged.
In this section, you learned about the different American Military University loan forgiveness options that may be available to you. The next section will recap the key points of this guide and discuss what you can do to manage your student loan debt.
This guide informed you of your options to manage your student loan debt and what your American Military University loan forgiveness options are. If you feel that you are eligible for these options, or if you have questions about the options, assistance is available to you.
Our office has specialists that specialize in helping you manage your student loans, contact our office today to find out how we can help you.