If you are one of the millions of Americans struggling with debt collection, MRS Associates may be one of the agencies contacting you.
MRS Associates is a debt collector that is licensed in all 50 states.
They have been known to use aggressive tactics to get consumers to pay their debts.
This blog post will provide some tips on what you can do if MRS Associates is collecting from you.
Is Mrs a legit company?
MRS Associates is a debt collection agency that has been in business for over 50 years.
The company is based in Virginia and employs over 700 people. MRS Associates specializes in collecting delinquent debts, such as credit card debt, medical debt, and student loan debt.
The company also offers other services, such as skip tracing and litigation support. MRS Associates is a member of the Better Business Bureau and is accredited by the American Fair Credit Council.
What MRS Can’t Do
MRS Associates is a well-known debt collection agency, but there are some things that MRS Associates can’t do.
MRS Associates cannot garnish wages, levy bank accounts, or seize property. MRS Associates also cannot threaten or harass debtors. If you receive a call from MRS Associates, you have the right to demand that the caller stop contacting you.
MRS Associates is bound by the Fair Debt Collection Practices Act, which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect a debt.
If you believe that MRS Associates has violated the law, you can file a complaint with the Federal Trade Commission.
3 Easy Steps To Remove MRS Associates
The first thing to know is that MRS Associates Debt Collection has been assigned to collect the money you owe from you.
Fortunately, there are several options available to assist you in getting your credit report clean.
1. Do-It-Yourself Credit Repair
Do-It-Yourself Credit Repair is becoming an increasingly popular option for people with bad credit. There are many advantages to Do-It-Yourself Credit Repair, including that it is relatively inexpensive and can be done in a relatively short amount of time.
In addition, Do-It-Yourself Credit Repair allows you to take control of your own credit repair process, which can be a very empowering experience.
However, there are also some disadvantages to Do-It-Yourself Credit Repair, including the fact that it can be time-consuming and may not always produce the desired results.
If you are considering Do-It-Yourself Credit Repair, it is essential to weigh the pros and cons before carefully deciding.
2. Keep Accurate Notes
Make a note of each conversation you have with MRS Associates Debt Collection representatives at all times.
Keep a log of how many times you have been contacted, the name of the person who contacted you, the phone number used to contact you, when it was dialed, and how long your conversation lasted.
Be meticulous about tracking everything that you do. The more data you can keep, the better. It’s important to note that MRS Associates Debt Collection is essentially the same as any other debt collector.
It would help if you never disposed of their correspondence, no matter how irritated you are with them.
3. Ask For Validation of Your Debt
If you’re dealing with debt collectors, one of the most important things you can do is request debt validation.
This means that the debt collector must send you a letter confirming the debt, including how much you owe and to whom.
Once you receive this letter, you can then decide how to proceed. If the debt is valid, you can work on a payment plan or negotiate with the debt collector.
If the debt is not valid, you can ignore it. Either way, requesting debt validation is essential in protecting your rights.
Finally
if you’re experiencing harassment from MRS Associates, you can take steps to help protect yourself.
Keep accurate notes of any communication, and be sure to ask for validation of your debt.
If you need more support in removing this company from your life, call now to speak with expert debt advisors.
We’re here to help you get back on track financially and regain control over your life.
