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How to Stop DNF Associates LLC Calls & Lawsuits | 2022

dnf associates llc

In recent years, debt collectors have been more aggressive in collecting unpaid bills. One such collector is DNF Associates LLC. DNF Associates LLC calls repeatedly and does not stop when you pick up the phone.

If you do not want to be bothered by this company any more, then hang up the phone when they call and report each incident to your local office of consumer protection;

however, if you speak to this company or receive a collection notice again after reporting them, consider contacting an attorney.

What is DNF Associates LLC

DNF Associates LLC is notorious for harassing people who cannot pay their debts. DNF Associates LLC might call your home or office number and tell you your bill or deficit is not paid. To prove that there is an unpaid bill, the collector will say, “your name and address, please.” Explain yourself if you do not understand when they say your name and address. If you refuse to give them the information, then play dumb.

How soon can you be debt free?

The collector might say, “What is your address or bill.” You respond by saying that you have already paid the bill. If you try to inform them about the debt, you will be allowed to pay a starting amount. It might be their first attempt to get some of their money back. The collector will ask how much money you can pay at a time. You do not have to answer all their questions. You can say your bill is paid and hang up the phone.

Contact Information for DNF Associates LLC:

DNF Associates LLC Address:

2351 N Forest Rd Suite 110, Getzville, NY 14068, United States

DNF Associates LLC Website:

DNF Associates LLC Telephone number: (855) 366-8584

Why are DNF Associates Calling Me?

Is DNF associates a scam? DNF Associates LLC is entirely legit. They are government-licensed and have the privilege to collect debts from people; however, using the phone to collect debts might scare you and make you feel uncomfortable.

How can they get my phone number?

DNF Associates LLC is not from the Internal Revenue Service. They have several ways of getting your phone number. They can call you repeatedly until you answer their calls. If you think this company is your debt collector, do not ignore their calls and inform the council immediately. You have the privilege to stop collection practices from a particular company by contacting your state’s consumer protection office and filing complaints against them.

Who do DNF associates collect for?

DNF Associates LLC will collect debts for credit card companies, banks, student loan holders, medical debt collectors, and personal loan holders. They will collect unpaid debts from many other companies, individuals, or organizations. You can check with the Better Business Bureau to see if they have any existing problems with their office. They can sometimes be found in the USA, Canada, and other parts of the world.

Options for stopping debt collections calls and lawsuits

If you’re a victim of debt collection calls or lawsuits filed by DNF Associates, LLC, then you’re not alone. According to the Better Business Bureau’s Scam Tracker, DNF Associates has an F rating and a history of 154 complaints in the past three years.

Some of how you can stop debt collections calls and lawsuits from DNF Associates LLC are:

1. Know your rights under the Fair Debt Collection Practices Act

The collection agency trying to collect a debt from you must comply with several federal laws. The federal law most commonly referred to is the Fair Debt Collection Practices Act (FDCPA), passed by Congress in 1978 to protect individuals from abusive debt collection methods.

2. Hire an attorney if DNF Associates are suing you

You must find a lawyer immediately if you receive a lawsuit from DNF Associates, LLC because the New York statute of limitations requires that you file a written response within 20 days of receiving the complaint.

3. File a complaint with the Better Business Bureau and your state attorney general’s office

If you’ve already been contacted by DNF Associates and believe their business practices are unfair or may be illegal, please get in touch with the Better Business Bureau’s Scam Tracker to file your complaint.

4. Debt Validation

Suppose you have debt that’s being pursued by collection agencies and still have time. In that case, you can request validation from the original creditor or a debt collector, who is required under federal debt collection laws to provide you with specific information about the original creditor’s name, address, and telephone number.

5. Contact the FTC regarding debt collection meetings

Under FDCPA, debt collectors must meet with you in person, but often these meetings are conducted remotely by phone or email. The Federal Trade Commission has a procedure for contacting them about a debt collector’s compliance with the law and filing an official complaint with the Bureau.

6. Negotiate a settlement with the creditor

If you still have time left to make a choice, you can choose to negotiate with the creditor rather than attempting to write off any debt that is owed. If you do this successfully, the creditor or collector can release or delete the debt from your credit report. It will also consider the possibility of a lawsuit being filed against you.

How soon can you be debt free?

7. Seek bankruptcy protection

Two types of bankruptcy protection can get debts forgiven or out of your report. These are Chapter 7 and Chapter 13. You can use both types of bankruptcy protection to eliminate credit card debt, medical bills, taxes, personal loans, and other unsecured debts.

8. Pay for debt settlement services to get out of debt

If you are going to pay for debt settlement services or have already paid for these services, then two options can help you stop calls from collectors and lawsuits.

You must understand the consequences of not answering a debt collection agency’s lawsuit. You may think that not responding to the case will make it go away, but this is not so. Sometimes, it can worsen your situation and lead to higher fees or interest rates.

Debt collectors can sometimes use deceptive tactics, such as calling you repeatedly or sending letters that mislead or confuse you. You may have a defense to the lawsuit, such as the debt is not theirs to collect, or the statute of limitations has expired. By ignoring the case, you may inadvertently be forfeiting these defenses.

Consequences of not answering DNF associates LLC Lawsuit

1. It can negatively affect your credit score

Your credit score can suffer because it indicates that you did not respond to the lawsuit and therefore did not dispute the debt. It could lead to a denial of a loan, an increase in interest rates or fees, or a reduction in your credit line/limit.

Debt collectors can only sue you for the total amount you owe. If you ignore the lawsuit, the debt collector may seek a judgment for more than what you owe. If a judgment is issued for more than the amount owed, this could severely impact your credit score.

2. Garnish bank accounts

A judgment allows a debt collector to garnish wages from your paycheck and seize bank accounts without notice or a hearing. It can severely hurt your finances and interfere with your ability to pay bills and meet ends.

3. Receive a default judgment

If you fail to answer and the debt collector wins a judgment against you, the court may enter a default judgment against you. A default judgment is the equivalent of saying that you owe the debt and awarding payment to the original creditor (debt collector).

4. Possibly be denied loans and employment

You could be denied employment because you ignore the lawsuit, especially if you have a poor credit score. If a debt collector sues you and wins, they can sue or contact your employer or other businesses to obtain information about you and further details about your personal life. It can cause embarrassment and make it harder to find new employment or pursue potential business opportunities later.

5. The debt collectors may call people that are close to you

They may contact your family, friends, and associates to embarrass you, causing negative consequences in your personal life.

6. Lose the court case

The debt collection agency may take you to court and cause stress, anxiety, and aggravation when you should be spending your time taking care of other things such as work, family, or studies. During this stressful period, a person may go into denial mode regarding their debt.


Our site allows debtors to see the interest rates they may have to pay and provides them with a negotiation letter, allowing them to respond accordingly by working out a deal. Visit us or fill out our simple form and get started today.